Frequently Asked Questions
Honest answers to your most common questions about life insurance, annuities, and financial consultations.
What’s the difference between term and whole life insurance?
Term life provides coverage for a set period; whole life lasts a lifetime and includes a cash value component.
What’s the best age to get life insurance?
The younger and healthier you are, the lower your premiums will be. Many people start in their 20s or 30s, but it’s never too late to protect your future.
Will my family have to pay taxes on my life insurance benefit?
In most cases, life insurance payouts are income tax-free for your beneficiaries.
What if I already have life insurance? Can you still help?
Absolutely! We’ll review your current policy and let you know if it still meets your needs, if there are better options available, or if we can upgrade it for free. Your review of your policy is complimentary.
Can life insurance be used for retirement planning?
Yes. Certain permanent life insurance policies offer cash value growth that can be accessed tax-free to supplement retirement income.
How do annuities work for retirement income?
Annuities allow you to invest a lump sum or series of payments and receive guaranteed income for life, helping eliminate the risk of outliving your savings.
Are annuities safe investments?
Fixed and indexed annuities are considered low-risk and are backed by the issuing insurance company. They’re designed for stability and guaranteed income, not speculation.
Do I need a high income to start planning for retirement?
Not at all. We work with individuals and families at all income levels to create realistic, personalized strategies that grow over time.
Is my consultation with EasyCapital Solutions really free?
Yes! There’s no cost or obligation — just helpful, personalized financial advice.
Frequently Asked Questions
Honest answers to your most common questions about life insurance, annuities, and financial consultations.
What’s the difference between term and whole life insurance?
Term life provides coverage for a set period; whole life lasts a lifetime and includes a cash value component.
What’s the best age to get life insurance?
The younger and healthier you are, the lower your premiums will be. Many people start in their 20s or 30s, but it’s never too late to protect your future.
Will my family have to pay taxes on my life insurance benefit?
In most cases, life insurance payouts are income tax-free for your beneficiaries.
What if I already have life insurance? Can you still help?
Absolutely! We’ll review your current policy and let you know if it still meets your needs, if there are better options available, or if we can upgrade it for free. Your review of your policy is complimentary.
Can life insurance be used for retirement planning?
Yes. Certain permanent life insurance policies offer cash value growth that can be accessed tax-free to supplement retirement income.
How do annuities work for retirement income?
Annuities allow you to invest a lump sum or series of payments and receive guaranteed income for life, helping eliminate the risk of outliving your savings.
Are annuities safe investments?
Fixed and indexed annuities are considered low-risk and are backed by the issuing insurance company. They’re designed for stability and guaranteed income, not speculation.
Do I need a high income to start planning for retirement?
Not at all. We work with individuals, families and businesses at all income levels to create realistic, personalized strategies that grow over time.
Is my consultation with EasyCapital Solutions really free?
Yes! There’s no cost or obligation — just helpful, personalized financial advice.
OUR TRUSTED PROVIDERS
(888) 995-2025 - [email protected]
License #0K73161
© Copyright 2025
EasyCapital Solutions | All Rights Reserved.
+1 (888) 995-2025 | [email protected]
© Copyright 2025 | EasyCapital Solutions | All Rights Reserved.
License #0K73161